M12 CAPITAL MORTGAGE INVESTMENT CORPORATION (M12 CAPITAL MIC) is a non-bank lender that provides personalized private mortgage loans on highly marketable residential and commercial properties whose financing needs cannot be met by the conventional lending restrictions of banking institutions. This offers investors who wish to enter the lucrative market of mortgage investments, but may lack the expertise, time, or investment capital required to invest an opportunity to be part of a diversified pool of mortgages, concentrated mainly in Ontario.
Investors pool their money by buying shares in a company called a Mortgage Investment Corporation (MIC) such as M12 Capital Mortgage Investment Corporation (M12 Capital MIC). MICs are special companies created by using Section 130.1 of the Income Tax Act.
Guaranteed option returns are at historic lows. | |
Private mortgage funding via MIC is not new, and has been around since 1970's. | |
Market inefficiencies have created attractive returns. | |
We stick to a philosophy over time. | |
Experienced Manager. |
The managers have been administering mortgages for many years with no loss to date and a consistent return to their investors.
First and second mortgages primarily on highly marketable residential and commercial properties in Ontario.
RRSP, TFSA, RRIF, RESP, LIRA, RLIF, RLSP, RDSP and DPSP Eligible.
Mortgages purchased by the MIC are secured by real assets.
Investors own shares of a diversified portfolio of mortgage loans, thereby mitigating risks.
Quick and professional service for each client.
Are you looking for a passive investment opportunity, but are unsatisfied with traditional fixed-income securities like government bonds and GICs?